Insurance Questions & Answers

Home & Contents

Income Protection

Insurance Surveys

Life Insurance

Product Liability

Risk Management

Underwriters

Insurance Questions & Answers

Important notice: Some or all of this answer was written collaboratively by visitors to WikiAnswers. For reliable information of any sort, you must consult an officially qualified professional in your local area. You use this at your own risk. See the license and original question page for "[question]?

Who offers liability insurance for a tattoo studio?
Popularity: 64

Where can you find sample wording for retroactive liabilty insurance?
Popularity: 56

What liability exposure do you have allowing ATV's on your property?
Popularity: 47

How do you get Liability Insurance for Errors of Omission?
Popularity: 45

What defense is available for a tenant if he has no insurance and a fire started from his stove?
Popularity: 43

What is the difference between contractors general liability coverage contractors professional liability and builders risk coverage?
Popularity: 40

What is liability insurance?
Popularity: 37

Where can you get liability Insurance in Nebraska?
Popularity: 36

Where can someone get liability insurance for selling items on ebay?
Popularity: 36

What does liability insurance cover?
Popularity: 36

What are the professional liability insurance requirements for physicians?
Popularity: 35

Where do you get liability insurance for a small home daycare and how much coverage do you need?
Popularity: 35

Is there anyway to locate whether a company carries liability insurance if they do not disclose it?
Popularity: 35

What exactly does general liability cover in a cleaning business?
Popularity: 32

Why is public or products liability rated on turnover?
Popularity: 32 | Needs Answer

Where can you find general liability insurance for a non-profit dance company in NYC?
Popularity: 30

How much does a non-owners auto insurance policy cost?
Popularity: 30

Can one get an independent audit of the general liability policy at no charge?
Popularity: 30

How much will a 1 million liability polciy pay on an auto polciy wilth liabiltiy coverage of 500000 if the loss equals 2 million?
Popularity: 30

How do you get no-down drywall liability insurance?
Popularity: 29

How much does a one-million-dollar liability insurance policy cost?
Popularity: 29

Are insurance companies required to pay overhead and profit to general contractors in any states?
Popularity: 29

What is a typical liability rate for contractors doing home remodeling?
Popularity: 29

How can you find out if your insurance covers losses from employee theft or customer nonpayment?
Popularity: 29

How do you find liability insurance for someone who wants to do small group tutoring?
Popularity: 28

Where can you get liability insurance for a cleaning service in North Carolina?
Popularity: 28

How does a plumber become licensed and bonded?
Popularity: 28

Does liability insurance include accidents that occur at your home?
Popularity: 28

How much is liability insurance for a child care center?
Popularity: 27

Who is responsible for insurance when test driving a car at the dealership?
Popularity: 27

You was hit by drunk driver and hurt your neck how much should you ask for?
Popularity: 27

What do you if your farm liability company will not insure your pool because it has a diving board?
Popularity: 26

What kind of liability insurance is needed for a business that provides staff to sell tickets at outdoor festivals; the staff would all be subcontractors?
Popularity: 24

What kind of insurance do you need if you host private wine dinners in people's homes?
Popularity: 24

What insurance is recommended for a wedding reception?
Popularity: 24

Will you get Insurance with a zip line in the yard?
Popularity: 24

What is the penalty for not having auto insurance in the state of Tennessee?
Popularity: 24

How much insurance should you purchase in each category?
Popularity: 23

How much will the insurance cost for a tattoo parlor in North Carolina?
Popularity: 23

Which auto insurance companies write non-owner liability for a rental car?
Popularity: 23

Where can you call for liabilty insurance for your rotweiler?
Popularity: 22

What is the average insurance cost for masonry business?
Popularity: 22

Do any liability insurance resellers ask questions to make you pay larger premiums?
Popularity: 22

Who needs liability insurance?
Popularity: 22

How can you get low or no down payment general liability insurance for residential roofing until you get payed for your first few jobs subcontracting?
Popularity: 22

Where can you get liability insurance for a partnership cleaning business in Missouri?
Popularity: 20

Is workmen compensation insurance necessary in India?
Popularity: 20

Where can you get liability insurance for route surveys for oversize load escorting?
Popularity: 20

When working in a customers home on a regular basis and at times when the customer is not present what type of insurance is recommended?
Popularity: 20

If you purchased a company and created a new corporation but the insurance agent renewed the old policy instead of issuing a new one for the new corp what can you do?
Popularity: 20

Is there an insurance company that a pest control company can use to cover termite damage on their contracts?
Popularity: 19

When a General Contractors General Liability Insurance is up for renewal is there a grace period after the date of experation that the General Contractor is still covered under to decide to renew?
Popularity: 19

How can you get someone's insurance information online?
Popularity: 19

Where can you get liability insurance for a tattoo shop in Arizona?
Popularity: 19

Do you need liability insurance for a nonprofit community social club with about 40 members that meets both around town and in a nursing home all-purpose room?
Popularity: 17

What is the average cost of general liability insurance for a Christmas tree farm?
Popularity: 17

What is a Personal Umbrella Policy and why would you want one?
Popularity: 17

How do you get liability on vacant land without homeowners insurance?
Popularity: 17

If you only have liability and your car is totaled in an accident will your insurance pay for it?
Popularity: 17

Can independant contractors be covered under a company general liability policy while performing their services?
Popularity: 16

How does a nonprofit church group go about getting general liability insurance?
Popularity: 16

Where can i get reindeer and wallaby liability insurance for iowa.?
Popularity: 15

How can you find out about money owed to someone from a liability claim 15 years ago?
Popularity: 15

What is the average cost for general liability insurance for a children's retail birthday party business?
Popularity: 15

What is the average premium for a million dollar liability insurance policy?
Popularity: 15

How much money can insurance pay you for an accident?
Popularity: 15

Will parents be liable for any negligence their children committed who are above the age of 21 but still living at home?
Popularity: 15

What type of insurance does a staffing agency need for placing temporary CDL Drivers with local and OTR Companies?
Popularity: 14

Where can a homeowner's association purchase insurance?
Popularity: 14

Do you need liability insurance if you operate a company that sells services not products?
Popularity: 14

Is the company liable if an employee was asked to take another employee to the hospital and has an accident during the trip?
Popularity: 13

What type of liability insurance does a self-employed CPR instructor who goes to private residences and businesses in the Los Angeles California area to teach need?
Popularity: 13

If you have liquor liability in North Carolina what are ways to lower your premiums if you have had 3 incidents and what is a good food to alcohol ratio?
Popularity: 13

Where can you buy just a liability insurance policy in Sarasota County Florida for a free and clear mobile home?
Popularity: 13

As an estimating consultant how do you get General Liability coverage in multiple states?
Popularity: 12

What kind of liability insurance does a private fitness instructor need?
Popularity: 11

Where can you get liability insurance to cover homes that you paint in New Jersey and how expensive is it?
Popularity: 11

How much are insurance premiums for a pediatrician?
Popularity: 10

Who can insure a tattoo studio in England?
Popularity: 10

Will a landlord's homeowners insurance increase if you buy a dog that is not considered a high risk breed?
Popularity: 10

Does general contractor premium goes high how much even if he gives job to subcontractor if gc pays money to subcontractor from his account still it will be counted as sales?
Popularity: 9

Whose insurance is responsible if a tree on your property falls and damages another person's vehicle during clear weather?
Popularity: 9

Where can a Homeowner's Association purchase insurance for a summer outdoor pool?
Popularity: 9

What kind of insurance should I require of a one man operation builder who uses all subcontractors in the state of South Carolina?
Popularity: 8

What is law of large numbers?
Popularity: 8

What types of insurance do you need to deliver restaurant-prepared food to private residences?
Popularity: 8

Can you be held liable if your 11-year-old son is accused of breaking the arm of a 5-year-old while playing on a trampoline in the younger child's yard?
Popularity: 8

Is the grocery store liable if a grocery cart in their parking lot hits your car?
Popularity: 8

What type of insurance does an elevator maintenance company need?
Popularity: 8

How can a tenant obtain insurance that covers damage his carelessness caused to the property he rents?
Popularity: 8

If your family co-owns an uninsured personal watercraft with three other families what is the liability of the other owners if someone has an accident that results in injury or property damage?
Popularity: 8

Example of dialogue conversation between employee and manager regarding employees obligation to the firm?
Popularity: 7

If you hire a contractor to work on your home what insurance should the contractor have?
Popularity: 7

What is minimum age to get liability insurance for a painting job?
Popularity: 6

Where can you get liability insurance for pro wrestling?
Popularity: 6

Do you need public liability insurance if you own land with a public footpath running through it?
Popularity: 6

What type of contractor's liability insurance covers incomplete or incorrect work?
Popularity: 6

Is there an admitted carrier that would write the general liability for a urea supplier?
Popularity: 5

How much auto insurance liability is necessary?
Popularity: 5

How much liability insurance is needed for a food pantry?
Popularity: 5

How can you get a bank lown at 20 years old?
Popularity: 5

Does an individual who cuts grass for neighbors need liability insurance?
Popularity: 5

What type and amount of liability insurance does a two person catering company need?
Popularity: 5

How is Fault determined in auto accidents?
Popularity: 4

Can you find out if someone has public liability insurance?
Popularity: 4

What insurance companies would write coverage for a pediatric daycare center?
Popularity: 3

When a dealership requires you to have full coverage insurance what are they looking for in your policy?
Popularity: 3

Can you get self-employment insurance?
Popularity: 3

What is the policy premium?
Popularity: 2

If you work under the supervision of a company employee as subcontracted labor do you need liability insurance?
Popularity: 2

What are the General liability rates for ops and products for roofing?
Popularity: 2

Who provided insurance for the Orange County Marathon on January 7 2007?
Popularity: 2

How do you get in touch with Ray Pearson?
Popularity: 2

What are the products liability rates for chemical manufacturers?
Popularity: 2

What is hook insurance?
Popularity: 2

If a farm is owned by three separate parties how should liability insurance be handled?
Popularity: 2

What is required to drive a vehicle?
Popularity: 2

What is my liability for my adult children?
Popularity: 2

Where can a beautician get liability insurance for working two days a week as an independent hairdresser at a nursing home?
Popularity: 2

What is a Liability Policy?
Popularity: 2

How do i open an insurance company?
Popularity: 2

Where can you get the cheapest SR22 insurance for a motor scooter in TX?
Popularity: 2

Your son rear ended a 74 year old both cars totaled Son given verbal warning for driving close 74 year old was issued a citation for driving too slow on a limited access highway who's at fault in CT?
Popularity: 2

Are non profit vehicles exempt from carrying liability insurance?
Popularity: 2

What bond must a title co submit to in FL?
Popularity: 1 | Needs Answer

Where can you find independent Personal and Casualty insurance license broker to work for your firm locate in NYC in commision base?
Popularity: 1 | Needs Answer

CAN CLAIMS BE MADE FOR BREACH OF CONTRACT IN COMMERCIAL GENERAL LIABILITY INSURANCE?
Popularity: 1 | Needs Answer

What is the average cost for liability insurance for a floor and wall tiler?
Popularity: 1 | Needs Answer

Bonding Rates in Arizona?
Popularity: 1 | Needs Answer

What kind of bonded insurance would you need to start a catering service?
Popularity: 1 | Needs Answer

What type of snow plowing insurance is needed in New Hampshire?
Popularity: 1 | Needs Answer

Florida guideline for minors in the work place?
Popularity: 1 | Needs Answer

How do you get liability property insurance for 2 tigers and 1 lion?
Popularity: 1 | Needs Answer

Where do you get liability insurance on a concession stand?
Popularity: 1 | Needs Answer

How much does ja love red hot chili peppers?
Popularity: 1

Can a church renting part of its building have insurable interest on the tenant?
Popularity: 1 | Needs Answer

Does a contractor need to be on the subcontractors policy as additional insured?
Popularity: 1 | Needs Answer

Liability insurance for dealerships?
Popularity: 1 | Needs Answer

What does in-force policy limit aggregate mean?
Popularity: 1

Are third party liability carriers required to pay the collision damage waivers in New York if a party does not have collision coverage?
Popularity: 1 | Needs Answer

Im looking at an insurance policy that has 1 million in primary coverage and 3 million umbrella coverage What will be the maximum payout possible on that policy?
Popularity: 1 | Needs Answer

What are the fees and taxes for a non-admitted carrier in the state of New York?
Popularity: 1 | Needs Answer

Motor home?
Popularity: 1 | Needs Answer

Liquor liability insurance versus dram shop coverage?
Popularity: 1 | Needs Answer

What kind of general liability insurance does a small non-profit community center in PA need and how much does it cost?
Popularity: 1 | Needs Answer

Flt instructor insurance?
Popularity: 1 | Needs Answer

How do you get insured as a security officer?
Popularity: 1 | Needs Answer

What is the key exclusion in Erection All Risk insurance coverage?
Popularity: 1 | Needs Answer

What is the Definition of difference in condition clause?
Popularity: 1 | Needs Answer

Event liabilty insurance?
Popularity: 1

What is proprietor liability insurance?
Popularity: 1 | Needs Answer

What act can have criminal and civil consequences for property and liability insurance?
Popularity: 1 | Needs Answer

What is the difference between Indemnity and Pay on Behalf of in an insurance policy?
Popularity: 1

What type of liability insurance do you need to sell fireworks from a tent?
Popularity: 1

Can an indiviual become bonded to handle money for more than one nonprofit organization?
Popularity: 1

What is theft sub limits?
Popularity: 1

I'd like to know how far back they check when submitting an application for bonding to work at a bank.?
Popularity: 1

Is it required in SC to have professional liability insurance if you are a self employed individual in general maintenance?
Popularity: 1

What are some typical wordings in a CGL policy?
Popularity: 1

What insurance does a small budiness need for remodeling and building houses?
Popularity: 1

How much professional liability insurance does a hospital need?
Popularity: 1

What kind of liabilty insurance does a nurse staffing agency need?
Popularity: 1

What insurance company would sell liability insurance for net metering?
Popularity: 1

What is the rate for general liability insurance for caregivers?
Popularity: 1

What is the average annual cost of professional liability insurance for consultants for a million dollars in coverage?
Popularity: 1

Does a private pilot require liability insurance in SC?
Popularity: 1

Loss of earnings up to what amount is covered by a commercial general liability policy under supplementary payments?
Popularity: 1

Is there a good insurance to cover your newly bought optical glasses for oversea student staying in US?
Popularity: 1

Can you buy liability insurance without a drivers license in texas?
Popularity: 1

Will someone please answer this what is the going rate in California for dog boarding insurance?
Popularity: 1

Contractor did work then additional work.ruined original work.had to be redone by another contractor at considerable more expense.contractors insurance says nocoverage on his own work- can this be tru?
Popularity: 1

When starting a dog-walking business if I want to be extra safe what insurances do you sign up for?
Popularity: 1

Where to get general liability policy for general contractor?
Popularity: 1

Is general liability mostly common sense?
Popularity: 1

What kind of liability insurance does a private in home - tutor or teacher - need to get?
Popularity: 1

Is there a set time limit for insurance companies to settle a claim a driver backed into my parked truck and isurance has been claiming to be doing an investigation for over 30 days?
Popularity: 1

Which is the origin of the claims made insurance?
Popularity: 1

On a comm'l liability policy with 3 locations insured has had with same ins co for the last five years one property is sold insd forgets to tell ins co notices he has been paying ins premiums on sold?
Popularity: 1

Does homeowners insurance cover liability while working in a restaurant?
Popularity: 1

How can you get home liability insurance without having storm damage coverage?
Popularity: 1

What does use mean?
Popularity: 1

What is contractual liability?
Popularity: 1

What insurance do you need to pierce ears?
Popularity: 1

Which insurance companies will insure you for liability insurance for an automobile and boat repossession company in the State of Michigan?
Popularity: 1

What does uncoverage mean in insurance?
Popularity: 1

Where can you get liability insurance on beauty tanning and body piercing shop?
Popularity: 1

Materials were damaged during construction. Who pays?
Popularity: 1

How do you insure your drivers license?
Popularity: 1

How can non owned autos be used?
Popularity: 1

Is my liability Insurance based on payroll or sales?
Popularity: 1

If you are boarding camels what type of insurance coverage should the owners have?
Popularity: 1

Can a tenat waive subrogation in its liability policy in new york without out first getting the consent of his insurance company?
Popularity: 1

When you are not at fault for an accident does the insurance company owe for collision insurance that I buy on the rental car?
Popularity: 1

Do you have to have motercycle insurence in washington?
Popularity: 1

What are the Commercial general liability insurance rate averages?
Popularity: 1

How should I handle liability insurance given that I pay local handymen to fix roof leaks and they don't have insurance?
Popularity: 1

What is the average cost for general liability and E and O insurance for General Contractors?
Popularity: 1

What is general liability and lessor's risk?
Popularity: 1

Do you need insurance if your company sells a hair gel but does not actually make the hair gel Could you just go on the manufacturer's insurance?
Popularity: 1

What would the monthly insurance rates be for a 16 year old boy driving a SUV in houston?
Popularity: 1

What is the cost for general liability insurance for a sewer and drain cleaning business?
Popularity: 1

If you are a passenger in your car and your friend at fault totals your car and heavily damages another car and all of us have car insurance do you pick up the tab Can you sue your friend?
Popularity: 1

Do employers still bond in Alberta?
Popularity: 1 | Needs Answer

Do you need insurance if you dont have a car but you drive others that arent in your family?
Popularity: 1

Will liability insurance pay for company property in a private vehicle if the vehicle is destroyed by fire?
Popularity: 1

Does US-issued professional liability insurance cover LPO work?
Popularity: 1 | Needs Answer

What is the difference between SR22 and liability automobile?
Popularity: 1

How do you insure a racing event?
Popularity: 1

What is general liability insurance?
Popularity: 1 | Needs Answer

If you are to set a new Liability insurance unit what criteria and qualification should the person have?
Popularity: 1 | Needs Answer

If a licensed bonded serviceman uses an unlicensed helper is the homeowner liable for the helper's injury?
Popularity: 1

What is the text of the cut-through-clause?
Popularity: 1 | Needs Answer

What is a risk retention group?
Popularity: 1 | Needs Answer

Does the CG2010 1001 exclude completed operations?
Popularity: 1 | Needs Answer

Does garage keepers liability fall under the broader catagory of Commercial Liability?
Popularity: 1 | Needs Answer

Is there trampoline insurance?
Popularity: 1 | Needs Answer

What is the definiton of survivors recovery act?
Popularity: 1 | Needs Answer

If a new resident at an apartment building falls near an entrance and is injured does the apartment owners liability insurance cover expenses or is this considered your own home with no liability?
Popularity: 1

What is Public Liability and What different is that from General Liability?
Popularity: 1 | Needs Answer

What is an expression of possible loss or injury in terms of severity and probability?
Popularity: 1 | Needs Answer

Can someone tell you what exactly is a Manifestation occurrence Form Liability coverage And how it is different pro or con to a claims made policy?
Popularity: 1 | Needs Answer

Why do insurers need largest contract fee figures in Professional Indemnity Insurance?
Popularity: 1

If an employee is terminated due to suspiscion of theft can they still be bonded?
Popularity: 1

What is follow the actions clause in reinsurance?
Popularity: 1 | Needs Answer

Did commercial general liability insurance replace comprehensive general liability insurance?
Popularity: 1 | Needs Answer

How does stating Primary and Non-Contributory effect your general liability insurance?
Popularity: 1 | Needs Answer

What is the cost of one million dollar liability insurance?
Popularity: 1

What is the average cost of any liability insurance?
Popularity: 1

What type of liability insurance do you need for a small business that provides cooking classes for children and cooking birthday parties?
Popularity: 1

Will your insurance go up if you get a ticket for passing a school bus?
Popularity: 1

Who offers malpractice insurance for tattoo shops?
Popularity: 1

If you turned your medical bills over to your insurance should he include these costs even if the other person's adjuster wants you to pay medical bills out of the final settlement?
Popularity: 1

Should volunteer sports coaches get general liability insurance?
Popularity: 1 | Needs Answer